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People sometimes put together a variety of policies, such as short-term and critical illness plans, instead of buying more expensive comprehensive health coverage. But they likely will face federal health law penalties.
Officials have proposed establishing six options for the exchange plans that would set standard deductibles and maximum out-of-pocket spending limits, among other things.
Big, sparsely populated states such as Montana are dependent on air ambulances to get people to specialized medical care. But those lifesaving flights can be hugely expensive and not covered by insurance.
High-deductible health plans don鈥檛 necessarily trigger comparison shopping or informed health care choices by consumers, according to a survey published in Tuesday鈥檚 JAMA Internal Medicine.
Urban Institute researchers found that premiums and out-of-pocket costs are still a major concern for people seeking coverage on the health care marketplaces.
The website Inf贸rmate offers resources and information to help dispel cultural myths that may keep Latinos from becoming live kidney donors.
Increased comparative information on health plans is helping consumers shop, says Margaret O鈥橩ane, president of the National Committee for Quality Assurance.
The plans can help workers cover their high deductibles, but the policies also have limitations.
Even savvy consumers stumble over terms like 鈥渃oinsurance.鈥
The health law waived Medicare鈥檚 Part B deductible and dropped the 20 percent copayment for the preventive tests.
Two physician groups say the government鈥檚 regulations for out-of-network emergency care payments will cost consumers more because insurers will pay less.
Some medicines, particularly intravenous treatments, are not listed in plans鈥 pharmacy benefit section and, therefore, it鈥檚 difficult to confirm coverage specifics.
The group ColoradoCareYES gathered enough signatures 鈥 more than 100,000 鈥 to put a single-payer health system on the ballot next fall. But the price tag is a worry to some.
A tough diagnosis and a high-deductible insurance plan motivated one couple to shop carefully for care. But they hit a snag -- inaccurate prices on online calculators. Who can comparison shop if the price tags are wrong?
The advocacy arm of the American Cancer Society said Wednesday that federal and state governments should move to restrict insurers from charging patients a percentage of the cost of their prescription drugs.
KHN鈥檚 consumer columnist answers readers鈥 questions about high deductible plans, out of network benefits and increases in premium costs.
Lawmakers, insurers and others have floated proposals to combat the spike in prescription drug prices, but will any of them gain traction?
The clinics have agreed to disclose more fully which health insurance plans consider them 鈥渋n network.鈥
Researchers looked at women鈥檚 health services around the country and found stark disparities between cities but also within health care markets.
Even as premiums for employer-based insurance increased only moderately this year, deductibles rose faster than total spending.
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